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The articles and information made available by Her Best Life Publishing are provided for information and educational purposes only and do not constitute financial or legal advice. Her Best Life Publishing provides general information and does not attempt to provide personalized financial, legal, tax or other advice of any kind. The owners of Her Best Life Publishing are not certified financial advisers or legal professionals. You are advised to consult with an independent financial advisor or legal professional for advice on your specific circumstances. When we answer questions from readers, our advice is of a general nature only, and should not replace seeing an independent advisor.